Yacht operations deserve more than outdated prepaid systems and manual workarounds. Qorbis delivers a fully integrated financial platform, purpose-built for the precision, speed, and scale the marine industry demands.
For an industry known for luxury, precision, and seamless service, yacht chartering has long accepted a messy truth behind the scenes: financial operations are often anything but seamless. Expense management is riddled with friction: think clunky prepaid cards, top-ups requiring an awkward conversations with clients, and a flurry of spreadsheets struggling to keep up with provisioning, payroll, and APA reconciliation.
In an environment where every minute and every dollar counts, that simply doesn’t cut it anymore.
That’s where Qorbis changes the game. While many platforms attempt to digitize legacy processes, Qorbis does something bolder: it reimagines them from the ground up. Not as a bolt-on solution, but as a fully integrated banking platform built specifically for the marine world.
When Prepaid Just Isn’t Enough
The problem with most spend platforms is simple: they’re built on prepaid card systems. That sounds convenient in theory, but plays out poorly in practice. Funds must be preloaded, budgets guessed at, and limits navigated in real-time with frustrating delays. Large payments, like bunkering or emergency maintenance, can trigger alerts or rejections, requiring time-consuming workarounds.
And because prepaid systems aren’t true bank accounts, they can’t support critical functions like payroll, multi-departmental budgeting, or real-time fund management.
Qorbis sidesteps all of this.
It operates not as a workaround, but as a proper bank account: equipped to handle every aspect of financial operations, from crew expenses to ownership costs. That core difference enables a set of capabilities others simply can’t match.
True Financial Control, No Waiting Required
Imagine being able to create unlimited virtual or physical cards on demand, each with custom spending limits, categories, and expiration dates. Imagine instantly allocating funds and (in a worst case scenario) freezing cards mid-charter as plans evolve. Imagine shifting funds instantly between departments, crew, or vessels with a tap instead of a ticket.
Qorbis makes all of this possible, without calling support or waiting for approvals.
Where other platforms offer surface-level control, Qorbis delivers complete, real-time financial oversight. It adapts as fast as your charters do, letting managers and captains respond to change with precision and confidence.
Built for More Than Just APAs
Most marine spend platforms are narrowly focused on Advanced Provisioning Allowances, and to be fair, it’s a major operational pain point. But what happens outside of charter weeks? What about managing a fleet year-round? What about handling fuel bills, owner expenses, crew payroll, or maintenance budgets?
That’s where Qorbis pulls away from the pack.
Because it's a full-service banking system, Qorbis supports:
- Dedicated Owner accounts and cards for personal and charter spending
- Integrated tools for multi-currency spending crew compensation
- Maintenance and repair expenses - whether scheduled or emergency
- Bunkering transactions, without worrying about card caps
- Fleet-wide oversight, with the ability to roll up reporting across vessels and departments
This isn’t just about making APA tracking easier, it’s about running your entire yacht operation from a single, streamlined platform.
Real-Time Visibility, No Surprises
Time delays kill efficiency. And in yacht management, they also kill trust. Waiting days, or even hours, for updated financials is no longer acceptable. Yet too many systems still rely on end-of-day batch updates or weekly exports.
Qorbis gives you a live, always-on financial dashboard. Every transaction, every budget, every department, updated in real-time and accessible from anywhere. If a crew member makes a provisioning purchase in Naples, it’s visible in Fort Lauderdale before the receipt hits the countertop.
And when funds need to be reallocated or new budgets deployed, it happens instantly - no need to call the bank, no waiting for top-ups, no gaps in service.
Your Brand, Front and Center
The level of detail and customization expected at sea should extend to the systems that power the experience. Qorbis lets you reflect your professionalism in every financial touchpoint—not with generic cards or platforms, but with tools that carry your identity.
You can:
- Brand the entire platform with your yacht or management company’s name and logo
- Issue fully branded cards - physical and virtual - to reinforce your professionalism and identity and help crew instantly identify which card to use
- Deliver a seamless, white-glove financial experience to clients, crew, and partners alike
In an industry where detail defines the difference between premium and forgettable, branding matters.
Future-Ready Finance, Today
APA allocations are on the rise, while operating costs soar and client expectations tighten. Meanwhile, the pressure on managers, captains, and brokers to deliver smooth, transparent service has never been greater.
Patchwork systems built on prepaid cards or old-school accounting tools simply can’t keep up.
Qorbis isn’t a patch. It’s a leap forward. A fully integrated platform designed not just to fix yesterday’s problems, but to future-proof your operations, whether you manage one yacht or an entire fleet.